For complex, multi-entity, and national employers

Review each employee population, payroll system, and legal entity separately.

Define employee populations, model each payroll system, complete diligence, and approve implementation one population at a time.

Company requirements

Large organizations at a glance

Operating profile
Distributed workforce • multiple systems • formal governance
What is evaluated
Population-specific Plan information, payroll calculations, system requirements, reviewer assignments, and implementation steps.
Review standard
Company-specific evidence before any decision

Step 2 • Choose your role

See the questions assigned to your role.

Each role page lists required information, risks, review topics, and approval criteria.

Company review

Review three sets of requirements.

Check initial eligibility, required documentation, and the approval and implementation process.

Review 01Does the company meet the initial criteria?Company characteristics, reasons for review, and required participants.

Each population requires defined eligibility, communication, payroll configuration, reconciliation, service support, and assigned owners.

Market data provides context but does not predict a company's result.

Company characteristics

  • A large W-2 population with identifiable payroll and eligibility groups
  • An executive sponsor able to convene finance, payroll, counsel, privacy, procurement, and operations
  • An organization willing to phase implementation by population, entity, geography, or payroll system

Reasons to review The Plan

  • Leadership wants a company-wide employer savings estimate
  • Employees need access to everyday care across locations or regions
  • The organization requires a limited first population before broader implementation

Required participants

  • Executive sponsor
  • Finance and treasury
  • Payroll and systems
  • People operations
  • Legal, tax, and privacy
  • Procurement
  • Current health-plan advisor
Review 02What must the company document?Payroll calculations, plan terms, responsibilities, fees, and controls.

Items to confirm

  1. 01

    Segment eligibility and economics by entity, population, payroll, and geography

  2. 02

    Complete security, privacy, procurement, legal, tax, and operating diligence

  3. 03

    Design a phased rollout with adoption, reconciliation, service, and escalation measures

Documents and calculations

  1. 01

    Population-level scenarios rather than one blended enterprise average

  2. 02

    A complete systems, data-flow, privacy, security, and vendor-responsibility package

  3. 03

    A phased implementation plan with owners, controls, success measures, and stop-or-scale gates

Review 03Who approves and implements The Plan?Resolve open questions, record approvals, assign owners, and prepare payroll and enrollment.

First review topics

  1. 01Population design
  2. 02Systems and payroll
  3. 03Enterprise diligence
  4. 04Phased deployment

Review and implementation steps

  1. 01

    Define populations

    Executive sponsor + workforce leaders

    Entity, geography, payroll, and eligibility map

  2. 02

    Build the enterprise case

    Finance + payroll

    Population scenarios, sensitivities, and funding logic

  3. 03

    Complete diligence

    Legal + tax + privacy + procurement

    Approved documents, controls, security, and vendor terms

  4. 04

    Launch a phase

    Program team + provider

    Controlled population launch and adoption measures

  5. 05

    Scale by evidence

    Governance group

    Reconcile, learn, and approve the next population

Request a company review

Provide your employee count, payroll system, current coverage, and review objective.

Book a confidential review